Ask a question or schedule a Free 10 minute phone call with our bariatric coordinator.

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Here are some frequently asked questions and answers that may help you.

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Use this tool as a guideline to decide if bariatric surgery is the right option for you.

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Insurance and Financing

Fortunately, many insurance companies recognize the serious health threats of obesity and do cover bariatric surgery. If you have insurance and your health benefits cover the procedure, your out-of-pocket expenses will be determined by:

  • Your deductible, co-payment amounts, and any other co-insurance amounts
  • The terms of any contracts LILD may have with your insurer
  • Other factors specific to your situation

When you have your medical consultation, we can review your insurance benefits and help explain the coverage as well as estimate any out-of-pocket costs you may incur for the surgery.

Insurance FAQs

How do I verify my insurance coverage?
While insurance companies or policies do not cover weight-loss surgeries most will allow surgery based on specific parameters, for example, if surgery is deemed medically necessary or if you meet the national guidelines for morbid obesity.

Part of the benefit of attending our educational seminars is that we will contact your insurance provider to determine if you have coverage for our weight loss procedures. You may also contact our office and one of our insurance specialists will contact you to discuss your eligibility for surgery.

Is financing available for my out-of-pocket costs?
For all our patients, Long Island Laparoscopic Doctorssm offers payment by credit card and referral to our low cost Medloan financing company, who specialize in qualifying gastric bypass, gastric sleeve and BAND patients for a variety of loans. Whether your financing needs range from your insurance deductible to the full cost of the surgery as a self-pay patient, you will receive:

  • Free expert financing advice
  • Diverse financing terms and options
  • The ability to have surgery today and pay over time

When you have your medical consultation, one of our financial counselors will be able to meet with you to discuss our self-pay programs.

Learn more about our financing options for weight-loss surgery.


Note: If you have already gone through prequalification and have insurance approval through another weight loss surgery program you may quality for our 30-Day Fast Track Surgical Program. Some patients who decide they want to have bariatric surgery also wish to have it performed within a few weeks, instead of many months that are usually required prior to having surgery due to the steps put in place by insurance companies. Patients who don’t have insurance or don’t want to wait to qualify for restrictions placed by their insurance carrier frequently seek alternative patient financing or pay cash for their procedure to have their bariatric surgery sooner.

Please ask if this program is of interest to you.


Attend our next live seminar

Wednesday, 07 March 2018 6:30pm - 7:30pm

You'll have the opportunity to meet our doctors and staff, listen to other patients, and learn everything you need to know about obesity and how to get the help you deserve.

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  • Current research on medical and surgical weight solutions such as gastric bypass, gastric sleeve and Gastric Balloons.
  • Educational materials for achieving optimum health and wellness
  • Information about our board – certified and fellowship trained surgeons
  • Success stories from those who have had surgical weight loss procedures