Insurance and Financing
At Long Island Laparoscopic Doctors, we believe that good health should be within everyone’s reach. Many medical insurance companies consider bariatric surgery medically necessary for patients who meet criteria outlined in the policy, which means that health benefits often cover these procedures. For patients who are uninsured or do not have coverage for bariatric surgery we offer affordable financing options to help them achieve their goal of a healthier, happier life.
Do I have health benefits for bariatric surgery?
Part of the benefit of attending our educational seminars is that we will contact your insurance provider to determine if you have coverage for weight loss procedures. You may also contact our office and one of our insurance specialists will discuss your health benefits covered under your insurance policy.
I’m insured. Will I have any out-of-pocket expenses?
If you have medical insurance and your health benefits cover your bariatric services, your out-of-pocket expenses will be determined by:
- The deductible, co-payment and co-insurance amounts outlined by your policy
- The terms of the coverage outlined by your policy
- The terms of any contracts LILD may have with your insurer
- Other factors specific to your situation
After your medical consultation, we can re-review your insurance benefits and help explain the coverage, as well as estimate any out-of-pocket costs you may incur for the bariatric services.
Self-Pay for Weight Loss Surgery
For patients who are uninsured or do not have coverage for bariatric surgery we offer affordable financing options to help them achieve their goal of a healthier, happier life.
Regardless of the reason patients self-pay for bariatric surgery, our goal is to make surgical weight loss a viable option for everyone. We are able to offer special self-pay pricing to include physician, facility and anesthesia costs.
We accept several forms of payment, including Care Credit, a leading healthcare credit card offering promotional financing to consumers for health, medical, personal care procedures, services and products. CareCredit credit card has helped millions of people by offering special financing options with convenient monthly payments.
After your medical consultation, we can re-review your health record to determine your requirements for bariatric surgery and provide the estimated costs you may incur for the services.
Whether your financing needs range from insurance deductible to the full cost of the surgery as a self-pay patient, you will receive:
- Free expert financing assistance
- Diverse financing terms and options
- The ability to have surgery with convenient payment options
Can I afford weight loss surgery?
Weight loss surgery is a life-saving procedure for many of our patients who struggle with obesity and related conditions like diabetes, high blood pressure, heart and lung disease, and other comorbidities. Obesity is a disease with multiple treatment approaches that offer positive results when applied appropriately. The most effective treatment for long-term weight loss is bariatric surgery. In addition to reducing or even eliminating health threats associated with obesity, bariatric surgery empowers our patients to live healthier, more fulfilling lives with the people they love. When our patients are asked how their lives have changed since surgery, the answer is the same. “They say everything is better, that they should have done it a long time ago.” With our ability here at Long Island Laparoscopic Doctors to provide affordable weight loss services that are within everyone’s reach, how can you not afford to invest in yourself and in your future?
Contact Long Island Laparoscopic Doctors
We realize that you may have additional questions about insurance coverage and paying for weight loss surgery, and we’re here to help. For more information, please contact us to speak with an experienced weight loss surgery advocate.
The doctors at Long Island Laparoscopic Doctors have either authored or reviewed and approved this content.Page Updated: